s New Horizons Un-Limited: Publications, guides and articles on housing for people with disabilities

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Guides


Housing



Select from the following quick links:

General Housing: Published by New Horizons Un-Limited


Guide to Searching for Appropriate Housing Options
© Copyright New Horizons Un-Limited Inc

This guide was written by the staff of New Horizons Un-Limited to assist individuals with disabilities and their caregivers research appropriate housing environments. This guide provides an outline of several housing options and discusses the feasibility of each relative to the required level of independence. It will further suggest items that one must take into consideration throughout the search so to make the most informed decision.

Guide to Searching for Rental Housing within the Community
© Copyright New Horizons Un-Limited Inc

This guide was prepared by our New Horizons Un-Limited staff to assist individuals with disabilities and their caregivers research and locate apartment opportunities within their community. This guide discusses issues pertaining to locating non-subsidized, subsidized, and accessible apartments. It will further inform individuals with disabilities of their rights and responsibilities throughout this process. Many helpful resources and programs will be listed that can make the search process less complex.

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Home Buying: Published by New Horizons Un-Limited


Home Buying Basics

This guide, written by New Horizons Un-Limited staff, will assist you to assess your current situation and get started on the rode to home purchase.

Guide to Buying a Home of Your Own For People with Disabilities
© Copyright New Horizons Un-Limited Inc

This guide, written by New Horizons Un-Limited staff, helps people with disabilities to plan for the future by assessing their situation, identifying their needs and identifying resources that will help in the process of buying a home.

Guide to Buying a Home for People with Disabilities: Financial Options
© Copyright New Horizons Un-Limited Inc

This guide, written by New Horizons Un-Limited staff, assists people with disabilities with the financial options of buying a home. The financial burden of buying a home can be very complicated for people with disabilities. People with disabilities face unique needs and issues. Due to the recognition that home buying and new legislation can help to solve the housing crises, there are many emerging programs designed to provide a systematic and strategic approach to offer homeownership financial opportunities to people with disabilities.


Guide to Buying a Home for People with Disabilities: Talk the Talk - Terminology for the Home Buyer
© Copyright New Horizons Un-Limited Inc

This guide, written by New Horizons Un-Limited staff, offers a glossary of terms for the disabled home buyer. It is very important to know the lingo, talk the talk, become familiar with the terminology associated with the home buying process. This glossary defines the terms and the options of homebuying which assists with decision making.

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Home Modifications


Guide to Buying a Home for People with Disabilities: Accessible Homes and Home Modifications
January 31, 2002.  [Revised April 30, 2002]

This guide, written by New Horizons Un-Limited staff, was written to assist people with disabilities and their families on how to find accessible homes, understand universal design, and how to work with a contractor to make necessary accessible home modifications.

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Financial Assistance: Published by Others


US Housing and Urban Development (HUD): Avoiding Foreclosure
The United States Department of Housing and Urban development has developed a question and answer web section offering steps to avoid foreclosure. While this guide has been written specifically for homeowners with FHA insured loans, much of the information may apply to all homeowners in danger of losing their home. If you are behind in your mortgage payments do not delay - read this guide immediately.

This guidebook, developed by the Technical Assistance Collaborative, contains practical information to assist people with disabilities and the entire disability community to navigate through the Section 8 program more successfully. The Section 8 Housing Program administered through the U.S. Department of Housing and Urban Development (HUD) assists people with disabilities in obtaining affordable housing.

Accessible Housing for People with Disabilities
This issue provides an overview of the history of the laws that affect accessibility modifications, the impact of these laws on tenants and owners, possible sources for funding accessibility modifications, and the role of the disability community in advocating for enforcement of these laws. (Issue 10, 2000).

The Section 8 Project-Based Voucher Program: Creating New Housing Opportunities for People with Disabilities
This issue provides a basic overview of a new HUD Final Rule that now makes it much easier for PHAs to use the Project-Based Voucher program (PBV), including expanding affordable and accessible housing opportunities for people with disabilities. (Issue 28, 2006)

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Home Buying: Published by Others


Fannie Mae: Resources for Homeowner Educators: Home of Your Own Guide
This easy to read guide will be valuable to homebuyers. It covers everything from weighing the pros and cons of home ownership, to identifying sources of assistance, to qualifying for and obtaining a home mortgage, to life as a homeowner. The guide is careful to consider the unique circumstances surrounding homebuyers with disabilities.


A Guide for Disabled Homebuyers This article has a lot of resources on rights and responsibilities of buying a home. Headings include: Your Rights as a Homebuyer, Responsibilities of a Mortgage Lender to a Homebuyer, What to Do if You Feel Your Rights Have Been Violated, Programs for Assisting Disabled Homebuyers, and Additional Helpful Resources.

New Sign First Time Home Buyers Guide This article is by The Mortgage Reports. Are you a first time home buyer? This is a checklist of articles on what you will need to consider if you are buying a home: Guide to Home Buying: Part 1: Explaining "The Mortgage," Part 2: Speak To Two Mortgage Lenders, At Least, Part 3: What Mortgage Is Best For Me?, Part 4: What Happens After I Pick My Mortgage Type?, Part 5: Shop For Homes With Confidence and Part 6: Home Buyers' FAQ.

Housing and Mortgages for People with Disabilities
Mortgage Loan.com offers this comprehensive guide to housing and mortgages for people with disabilities. There is an audio version of the guide available at the top of the page. This guide covers terminology, how to get started, the process of buying a house, knowing your rights, and programs for financial assistance and how they work.

Housing and Mortgages for Veterans Mortgage Loan.com offers this comprehensive guide to housing and mortgages for veterans. This guide covers What a VA loan is, Uses for VA Loans, VA Cash-out Refinance, VA Interest Rate Reduction Loan (i.e. VA Streamline Refinance), The Benefits of VA Loans, Eligibility Requirements for a VA Loan, The Process of Getting a VA Loan, The VA Loan Appraisal Process, Finding a VA Loan Expert and more.

Mortgage and Refinance Guide for People with Disabilities by Creditcritics.com in spite of the name this is a home buying guide with excellent resources. It includes resource links for your Rights, State Housing Authorities, Pros and Cons of Home Ownership, Types of Loans available, Programs for People with Disabilies and more.

National Home of Your Own Alliance: Home of Your Own Guide
While published a number of yaers ago, the National Home of Your Own Alliance "A Home of Your Own Guide," still provides very practical and relevant information for home buyers with disabilities. The guide walks prospective home owners through the complex process of buying a home, from the initial decision to make the purchase, through the steps for acquiring a mortgage, and finally, to life as a homeowner.

Refinance & Mortgage Guide for People with Disabilities
Refinance Mortgage Rates has a guide that seeks not only to provide the reader with the most relevant and essential resources needed to navigate the myriad of red tape and sometimes rigid processes regularly associated with real estate purchases; it also aims to educate you. To summarize, by the end of this guide you should have a basic understanding of the following:

  • The advantages and disadvantages of purchasing a home
  • Keys steps to follow in the buying process
  • The types of mortgages available to you as a home buyer
  • Financial and Legal resources available to you
  • Final tips & Warnings

    US Housing and Urban Development (HUD): Buying a Home
    This helpful web section on HUD's website provides information on everything from how much home you can afford and available homebuying programs and mortgages, to shopping for a home, making an offer and sigining the papers.

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    Home Modifications: Published by Others


    Financial Assistance for Accessability Home Repairs and Modifications This article has many links to resources that can help disabled people find help in making home modifications.

    Home Accessibility Costs This is a guide on the costs to doing modifications in different areas of the house.

    Ideas and Instructions For Building a Handicapped Accessible Bathroom
    This concise article discusses the different options available and considerations to be taken in accessible bathroom design, including walk-in versus roll-in showers, grab bars, flooring, etc.


    Making Homes Accessible: Assistive Technology and Home Modifications
    This is a very comprehensive guide on resources for housing. This guide is produced by Resna and provides information about assistive technology and home modifications. The guide covers definitions laws and guidelines; initiatives from the Assistive Technology Act grantees, advocacy, financing, modification, and research resources; accreditations; online courses; and a bibliography. Please link to the project's Internet homepage at the Resna Technical Assistance Project. or call (703) 524-6686.


    Practical Guide to Universal Home Design
    This guide, produced by the Iowa Program for Assistive Technology, a program of the University of Iowa Hospitals and Clinics, Center for Disabilities and Development, Iowa's University Center for Excellence on Disabilities, discusses a step-by-step approach to making your home comfortable and convenient for people of all ages and abilities in as many stages of life as possible. This guide includes design considerations for the inside and outside of your home, including suggestions for the floor plan and landscape design. It also includes essentials for universal design, such as widened doorways and zero-step entrances.

    The Right Door For Everyone Universal Design Resources
    This article provides the Principles of Universal Design, a comprehensive list of resources for Design Standards and Education. This is a one stop website for resources on Universal Design.

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    For more on the topic of Housing:

    Editorials / FAQ / Legislation and Rights / Community and Internet Resources


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    [Updated February 28, 2017]
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